Is your mailbox overflowing with unsolicited credit card offers? Are you sick of receiving offers for everything under the sun? I know I am. As an aside, I wonder how many trees are killed each year for this crap?
I’ve been absolutely mortified in doing some research lately about the business practices of the major credit bureaus. It’s nothing short of scandalous and I am absolutely curious about how they can sell your personal information and it not be viewed as wrong. I guess that’s an argument for another day.
If you go to this ftc website: http://www.ftc.gov/bcp/edu/pubs/consumer/alerts/alt063.shtm you can actually opt out of unsolicited offers. You essentially have two options; you can choose to opt out of credit card offers or you can opt out of credit card offers AND all other types of junk mail.
The credit card offers coming by the dozen? Then simply go here: https://www.optoutprescreen.com/?rf=t This website is run by the three major credit bureaus – it was mandated by the Fair Credit Reporting Act. It allows you to opt out of all credit card solicitation offers. You can opt out for 5 years or for life. If you choose the ‘for life’ option, you’ll need to also mail a form into them. They’ll enter you in the 5 year option in the interim.
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Good info, Scott. Did you also know you can use catalogchoice.com to opt out of all those catalogs that come in the mail? I did this a couple of years ago and it was so easy. Thanks for spreading the word to reduce junk mail and help others protect their identity.
Hi Gwen, thanks the information. Does catalogchoice.com allow you to opt out of all kinds of publications, or just catalogs?
As far as I know, it's just catalogs.
Thanks Scott for sharing the information, I had no idea that we can do this!
Not to mention the danger of having those offers in your mail and how people can misuse them.
Do you remember the big fraud and identity theft few years ago? the Nigerian gang who opened credit cards on behalf of Million of American just by stealing those offers from their mails!
Thanks Scott,
Mirella
Yes, I do remember it vaguely. Scary stuff to be sure.